Business loan
Get a business loan of up to RM500k and beyond
Quick loan through cash advance, receivables finance, or payable finance for your business. Apply today and get cash in days
Fast capital turns good businesses into great ones
Moby Capital is not just a loan it is a growth lever. Here is what businesses across Malaysia are using it to achieve
Fast approval, flexible repayment, and funding that moves with your business so you never miss an opportunity to growin today's competitive market
Stock up before peak season
Never miss a Raya, CNY, or year-end sale because shelves ran dry too early.
Open next outlet
Get the capital you need to open your next outlet without draining your cash flow
Hire and scale your team
A solo operator who takes on RM20,000 clients repays the advance within months
Freedom from fees
Interest-free
No disbursement fees
No transfer fees
No hidden late fee spikes
//Cash advance
Quick cash advance for your business
Fast cash within 24 hours
Apply in minutes and get your cash advance approved and credited within 24 hours. No bank visits, no long queues
Flexible repayments
Just a repayment plan that works around you. Your repayment moves with your revenue
No collateral, no complicated requirements
Forget property, guarantors, and stacks of paperwork. We assess your eligibility based on your sales performance
//Receivable finance
Turn your outstanding invoices into receivable finance
No new debt
Receivable finance gives you immediate access to debt free funds so your cash flow never has to wait
Your invoices, your collateral
Your approved invoices are all the security we need making receivable finance accessible to you
//Payable finance
Keep your cash flow moving with payable finance
High outbound invoice volume
Managing multiple supplier payments. Payable Finance handles high volumes of outbound invoices seamlessly
Keep suppliers happy
With Payable Finance, you pay suppliers on time, keeping operations running smoothly
Extendable repayment option
Payable Finance gives you the flexibility to extend repayment terms. Repay when your revenue arrives
Our eligibility criteria
Business Profile
A valid Malaysian SME business registration is required. Your business must be officially registered
A minimum of 12+ months in active business operation is required, supported by a proven track record
Invoice or contract quality
Valid invoices supported by purchase orders or contracts.
Purchase agreements must be validated by reputable and established clients.
Collateral & Security (Optional)
Supplementary collateral is optional but may unlock higher financing amounts and better rates.
Product Tangibility
Business must trade in tangible goods raw materials, consumer products, components, or similar physical inventory.
Business must have supply chain with traceable suppliers, clear distribution pathways, and maintained inventory records.
Buyer's Creditworthiness
Buyers are assessed to verify their creditworthiness and payment reliability.
Buyers with strong payment histories and solid market standing improve your financing eligibility.
Credit & Risk checks
Why choose Moby capital for your next business loan?
Why choose Moby capital for your next business loan?
Other financier are not built like us. Moby Capital outperforms conventional financing. So you get better terms, faster loan, and more flexibility
Get cash in days, Not weeks or months
One flat fee, No disbursement or transfer fees
Interest-free, No hidden, late fee spikes
No collateral required
Moby
Capital
Others
Finance
Get a business loan in just a few easy steps
Step 1
Choose your financing type Cash Advance, Receivable Finance, or Payable Finance and submit your required documents in minutes
Step 2
Our team reviews your application and assesses your eligibility based on your business performance. Once reviewed, we send you a personalised financing offer for you to consider.
Step 3
Review your personalised offer, accept the terms, and get funded. Fast, transparent, and with no hidden surprises.
Your loan, fully managed from one dashboard
Everything you need to track, manage, and stay on top of your business financing right inside Moby Omni
Get the loan to grow your business faster
Get fast, flexible financing built for your business, with simple approval and no complicated paperwork
