Moby is built on Shariah compliance for both businesses & customers
Advised by Masryef Advisory Sdn Bhd
Masryef Advisory Sdn Bhd
www.masryef.com
Shariah Endorsement
Review operations, contracts, and agreements to ensure compliance with Shariah principles
Product & System Development
Structure financial products that meet both commercial needs
Review & Audit
Review your internal processes and product execution
Masryef Advisory Sdn Bhd
www.masryef.com
Shariah Endorsement
Operations and review contracts and agreements to ensure they
Product & System Development
Structure financial products that meet both commercial needs
Review & Audit
Review your internal processes and product execution
Benefits as a customer
Shop with confidence knowing every transaction follows Islamic principles
Zero interest (Riba-free)
Zero interest with clear, transparent pricing
Masryef certified
Verified by qualified shariah advisor agency
Transparent pricing
Verified by qualified shariah advisor agency
Benefits as a merchant
Grow business as a merchant with transactions fully compliant with Islamic principles.
Paid upfront
Receive the full payment upfront while customers pay over time.
No Compounding Fees
Profit is fixed from the start and does not grow over time.
Ibra’ (Rebate) Mechanism
Ibra’ (Rebate) Mechanism ensures that if a customer returns an item or makes an early settlement, the remaining balance is adjusted fairly through a rebate process.
Zero Default Risk
Ensure all transactions and contracts comply with shariah to maintain zero default risk
0% Interest
Enable interest-free business aligned with Shariah principles
Grow Business
Increase sales by offering flexible payment options
Enable interest-free business aligned with Shariah principles
0% Interest
Grow Business
Increase sales by offering flexible payment options
Compliance path for merchants
Our compliance path guides merchants through a clear and structured process to meet regulatory and Shariah requirements.
1
Registration
2
Commitment Fee (Hamish Jiddiyyah)
3
Agency Purchase
4
Murabahah Sale
