Buy now pay later

Get more sales with buy now pay later

Boost online sales with instalment payments from 2 to 36 months via Moby Islamic, Conventional, or Visa credit card

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You get paid in full, immediately

Even when your customers choose to pay in instalments, you receive the full payment amount upfront instantly. No riskand immediate settlement

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Built for both Islamic and Conventional businesses

Whether you follow Islamic financial principles or prefer conventional plan we offer both Shariah-compliant and Conventional Pay Later

Fully Islamic Shariah-compliant Pay Later

Offer your customers 2 to 6 month Shariah-compliant Pay Later option, fully certified and built on Islamic financial principles

Masryef certified

Verified by qualified Shariah advisor agency

No interest (Riba-free)

Zero interest with clear, transparent pricing

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Pay Later for everyone

Offer 2 to 6 month conventional and straightforward Pay Later option to split payments

Zero interest

Zero interest with clear, transparent pricing

Unlock Visa credit card customers with instalment plans

Let customers spread payment across 3 to 36 months using Visa credit cards from participating banks Standard Chartered, AmBank, HSBC and Public Bank, with more to come

Grow your reach on the Moby app

Get your business in front of thousand of Moby users more visibility, more foot traffic, and more customers discovering you every day

Sell everywhere at every touchpoint

One cashback programme that runs across all your sales channels. In-store, online, and in-app

Get free marketing kits from us

Activate PayLater and receive a complimentary marketing kit stickers, QR stand, and branded materials ready to display in your store and attract more customers. No extra cost

No developers needed. Set up without a single line of code

Install our checkout plugin in minutes. No coding, no technical setup. Just connect, configure, and start accepting payments right away

Ramp up your sales with Moby Pay Later

Let customers split their payments while you get paid in full, upfront. Boost conversions and average order value, with zero added risk.