Moby built on shariah compliant for both business and customer

Advised by Masryef Advisory Sdn Bhd

Masryef Advisory Sdn Bhd

www.masryef.com

Shariah Endorsement

Operations and review contracts and agreements to ensure they

Product & System Development

Structure financial products that meet both commercial needs

Review & Audit

Review your internal processes and product execution

Benefits as a customer

Shop with confidence knowing every transaction follows Islamic principles

Zero interest (Riba-free)

Profit embedded in transparent pricing

Masryef certified

Verified by qualified Shariah scholars

Transparent pricing

Know the full cost upfront

Benefits as a merchant

Shop with confidence knowing every transaction follows Islamic principles

Paid upfront

Profit embedded in transparent pricing

No Compounding Fees 

Clearly state that profit is fixed upfront and never increases over time.

Ibra’ (Rebate) Mechanism

Explain that if a customer returns an item or settles early, a rebate mechanism adjusts the remaining balance fairly.

Zero default risk

Clarify transactions and operations and review contracts and agreements to ensure they align with Sharia

0% interest

Structure financial products that meet both commercial needs and Shariah requirements.

Grow business

Review your internal processes and product execution

Compliance path for merchants

Our compliance path guides merchants through a clear and structured process to meet regulatory and Shariah requirements.

1

Registration

2

Commitment Fee (Hamish Jiddiyyah)

3

Agency Purchase

4

Murabahah Sale