Embedded financing for platforms

Offer your customers financing where they already work, under your brand, powered by Moby

Financing your customers will use

B2B BNPL

Let businesses buy now and pay their suppliers in instalments, right where they manage their invoices

Invoice financing

Help businesses get paid early on unpaid invoices, without waiting 30 to 90 days

Earned wages

Give employees access to wages they've already earned, before payday

Tailored consumer credit

Credit products shaped around your users and how they spend

Be there when your customers need funding

Your customers already trust you. Let them get funded where they already work, and grow your business with every financed transaction

How it works

Launch financing in four steps

Connect

Embed Moby into your product with our API or ready-made flows

Assess

With your customers' consent, we check their eligibility using live business data

Offer

Eligible customers see financing offers inside your product, in your brand

Collect

Repayments run automatically through agreed channels, so your team does nothing extra

Built into the platforms businesses already use

Payment businesses

Finance the merchants you already process for, using the payments you already see

Accounting and ERP software

Add B2B BNPL and invoice financing right where businesses manage their bills

HR and payroll platforms

Offer earned wages to the employees you already pay

Platforms with a customer base

Give your users tailored financing, without leaving your app

Frequently asked questions

Everything you need to know about the partners

Who can partner with Moby?

Banks and Islamic banks, development finance institutions, financiers and private credit funds, takaful and trade credit insurers, and platforms that serve businesses, such as payment, accounting, ERP, HR and payroll platforms.

What partnership models do you offer?

There are three ways to work with us. With origination, we find and verify businesses that are ready for financing and refer them to you. With co-financing, we structure and run financing programmes together. With technology only, you use our white-label KYB, monitoring and decision tools inside your own processes.