Grow faster with Shariah-compliant buy now pay later

Let your customers pay in 2, 4, or 6 interest-free monthly instalments that follow Islamic finance principles

Halal growth, right in your hands

Offer interest-free instalments your customers can trust, while you get paid upfront and build lasting loyalty

Get paid upfront

Receive the full payment right away while your customers pay in instalments. We handle the collections, so your cash flow stays healthy

Riba-free instalments

No interest and a fixed total price agreed upfront, on every plan.

Attract new customers

Reach shoppers who look for halal payment options and win customers your competitors are missing

Sell across Moby

Offer pay-later options online, in-store, and on mobile, so customers can buy wherever and whenever they shop.

Quick and easy integration

Go live fast with plugins for WooCommerce, Shopify etc or connect directly through our API

Real-time merchant dashboard

Track orders, payments, and settlements in one place, with clear reports that make reconciliation easy

Built-in cashback

Reward customers with cashback they can spend at your store.

Your customer pays later, you get paid in full immediately

When customers split their purchase into instalments, Moby pays you the full amount upfront. We take care of the collections, so you get healthy cash flow without chasing a single payment

Flexible Islamic instalment plans your customers will love

Give shoppers the freedom to pay their way, interest-free, while you get paid upfront every time.

Pay in full

Customers pay the full amount at checkout. Quick, secure, and with no extra steps.

Pay in 2

Customers split the price into 2 equal, interest-free monthly payments

Pay in 4

Bigger purchases easier to afford, with 4 equal monthly payments and a fixed total

Pay in 6

Ideal for high-value purchases, spread over 6 months with no interest

Create your own plan

Set any plan from 2 to 6 payments to suit your products and customers

Smart tools to maximise your sales

Make it easier for customers to say yes with Moby Islamic, from the product page to the final payment

Display on-site messaging

Display payment with Moby Islamic on your product pages, so bigger purchases feel affordable.

Choose Moby Islamic at checkout

Customers select Moby Islamic at online checkout, in the Moby Islamic app, or at your POS terminal

Pick a plan and pay

Customers choose their plan and make the first payment to confirm the purchase, in just a few taps

Secure, transparent, and built for trust

Secure payments

Every transaction is protected with bank-grade encryption and advanced fraud checks, keeping your business and your customers’ data safe.

Clear, upfront terms

Customers see exactly what they’ll pay and when before they confirm. No surprises, which means fewer disputes and happier customers.

Responsible approvals

Every customer goes through a quick eligibility check, so plans are offered to shoppers who can afford them and repayments stay on track.

Tap into thousands of Moby Islamic mobile shoppers

List your store in the Moby Islamic app, where shoppers discover halal-friendly businesses and pay in interest-free instalments. More visibility, more sales

Offer Islamic buy now pay later across Moby

Let customers pay in interest-free instalments online, by payment link, or at your counter, while you get paid upfront every time. One setup, every channel

Turn every pay later sale into a repeat sale with built-in cashback

Create your own cashback offers and reward customers every time they shop with Moby Islamic. Cashback is saved to their account for your store, giving them a reason to come back and spend again