Credit card instalment
Get more sales via bank instalment payment plan
Accept 3 to 36 mo nth instalments from customers holding Visa cards from Standard Chartered, AmBank, HSBC bank and Public Bank
Powered by Malaysia's leading banks
Tap into millions of credit card users across Malaysia
With our Bank Instalment Plan, you're not just offering a payment option - you're tapping into the existing customer base of every partner bank. Each bank brings millions of cardholders, and everyone of them becomes a potential customer for your business
How easy instalment plans drive your business
Higher order value
Customers are more willing to buy bigger-ticket items when they can spread the cost
Better conversion
During checkout removes price hesitation that causes customers to abandon a purchase
Get paid in full upfront
The bank settles your payment immediately, with zero collection risk on your end
Get new customers
Higher-intent customers who specifically shop where instalment options are available
It works in-store and online
for customers
Bank instalment payment plan is built into Moby ecosystem - no separate setup, Wherever your customer pays, they can choose to pay
Online checkout
Customers buy more online
Customers shopping online pay via bank instalment as a payment option right at Moby Checkout
POS terminal
Get more sales at the counter
Taps customer visa card on the Moby Terminal and pay via IPP easily
Tap to pay
Sell anywhere via Tap to Pay
Customers simply tap their Visa card on your NFC-enabled Android phone and pay
It's as simple as regular payment
1
Choose the option
At checkout, the customer selects the instalment plan payment option
2
Check eligibility
They enter their bank credit card details, and eligibility is checked instantly.
3
Pick a plan
The bank returns available instalment plans - from 3 up to 36 months - based on their card.
4
Get paid
The customer selects a plan and completes the payment. Done.
You get paid in full instantly. The bank does the rest
The bank takes on the responsibility of collecting repayments from the customer over their chosen instalment plan.
Fees start from only 2.5% to 7.5%
Every instalment sale in one place
No manual reconciliation, no chasing statements from multiple banks. Your entire bank instalment plan performance lives right inside your Moby Omni dashboard
Sales and transaction reports, all in one view
Payments and settlements
Track every instalment sale
Ready to get more sales? Start now
Higher sales. Full price. Partner bank handles the rest. Bank instalment payment plan gives your customers the flexibility to pay monthly - and gives you the revenue instantly
