MOBY and MOBY Islamic were founded in 2018 with the same goal: to empower Malaysians to have financial freedom and financial literacy.


Both platforms offer flexible payment options, including interest-free
instalments of up to 6 months and PayNow for immediate payments. At the same time, MOBY Islamic ensures that all retail partners, transactions and processes are aligned with the Shariah law.


Our policies are created to promote responsible financial behaviour, which includes allowing our users to maintain a positive cash flow by providing a spending budget based on their financial capabilities, staying on track with their repayment schedule and being credit-ready at all times.

MOBY Islamic is

part of the family


MOBY Islamic (formerly known as AiraPay) is Malaysia’s first Shariah-compliant Buy Now, Pay Later financial platform. Now offering the PayNow feature for smaller and immediate purchases.

We have over 800 partners working with us!

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