Generated by All in One SEO v4.9.1.1, this is an llms.txt file, used by LLMs to index the site. # Insure Moby Money ## Sitemaps - [XML Sitemap](https://insure.moby.my/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Why BNPL is Future of Consumer Financing in Malaysia](https://insure.moby.my/why-bnpl-is-future-of-consumer-financing-in-malaysia-5/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... - [Peranan Moby Islamic sebagai BNPL Patuh Syariah](https://insure.moby.my/peranan-moby-islamic-sebagai-bnpl-patuh-syariah-4/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... - [Moby Islamic BNPL Merapatkan Jurang Kewangan](https://insure.moby.my/moby-islamic-bnpl-merapatkan-jurang-kewangan-3/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... - [Why BNPL is Future of Consumer Financing in Malaysia](https://insure.moby.my/why-bnpl-is-future-of-consumer-financing-in-malaysia-4/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... - [Peranan Moby Islamic sebagai BNPL Patuh Syariah](https://insure.moby.my/peranan-moby-islamic-sebagai-bnpl-patuh-syariah-3/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... - [Moby Islamic BNPL Merapatkan Jurang Kewangan](https://insure.moby.my/moby-islamic-bnpl-merapatkan-jurang-kewangan-2/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... - [Why BNPL is Future of Consumer Financing in Malaysia](https://insure.moby.my/why-bnpl-is-future-of-consumer-financing-in-malaysia-3/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... - [Peranan Moby Islamic sebagai BNPL Patuh Syariah](https://insure.moby.my/peranan-moby-islamic-sebagai-bnpl-patuh-syariah-2/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... - [Why BNPL is Future of Consumer Financing in Malaysia](https://insure.moby.my/why-bnpl-is-future-of-consumer-financing-in-malaysia-2/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... - [Moby Islamic BNPL Merapatkan Jurang Kewangan](https://insure.moby.my/moby-islamic-bnpl-merapatkan-jurang-kewangan/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... - [Peranan Moby Islamic sebagai BNPL Patuh Syariah](https://insure.moby.my/peranan-moby-islamic-sebagai-bnpl-patuh-syariah/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... - [Why BNPL is Future of Consumer Financing in Malaysia](https://insure.moby.my/why-bnpl-is-future-of-consumer-financing-in-malaysia/) - In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services... ## Pages - [Home](https://insure.moby.my/) - Trusted and flexible insurance starts here Protection for people and businesses fast, flexible, and thoughtfully to real-life needs, challenges, and goals Get free quoteTalk to our advisor Get free quote on whatsapp Our insurances that built for your life and business Get free quote on whatsapp Get free quote on whatsapp Get free quote on - [About](https://insure.moby.my/about-moby-insure/) - ABOUT & STORY Empowering Malaysians with financial freedom since 2018 Moby and Moby Islamic were founded in 2018 with one mission, to give every Malaysian access to financial freedom through smart, flexible payment solutions. We offer interest-free instalment plans of up to 4 months, as well as PayNow options for immediate payments. Whether you’re planning - [Contact us](https://insure.moby.my/contact-us/) - Contact us Our team is here to help. get in touch with us anytime Suite 6.02, Penthouse, Wisma Academy, No 4A, Jalan 19/1, 46300, Petaling Jaya, Selangor, Malaysia News & Blogs Get the latest trends, tips, and updates to make smarter financial decisions • March 24, 2025 Why BNPL is Future of Consumer Financing in - [Get Started](https://insure.moby.my/get-started/) - Car insurance Protect your car from accidents, theft, fire, and more with coverage that gives you peace of mind every time you hit the road, no matter the destination. Get free quote See details Life insurance Covers you and your family against life’s uncertainties with peace of mind. Affordable protection with flexible plans tailored to - [Business](https://insure.moby.my/business/) - Reliable insurance that your customers looking for Our MOBY digital insurance exchange, any business can easily integrate insurance into their customers experience. Get free quoteTalk to our advisor Get free quote on whatsapp Why you should prioritize the insurance for your customers Trust & Credibility Build stronger relationships with partners, customers, and investors who value - [FAQs](https://insure.moby.my/faqs/) - F.A.Q Frequently asked questionss Need something cleared up? Here are our most frequently asked questions. Credit Shield Protection What is Credit Shield Protection? This product is exclusively offering to Moby “Buy Now Pay Later (BNPL)” customers. This product provides financial security as to cover your outstanding amount in the event of death or disablement caused - [Press & Blogs](https://insure.moby.my/press-blogs/) - Stay ahead with Moby blogs and press Get the latest trends, and updates to make smarter financial decisions Moby press • March 24, 2025 Why BNPL is Future of Consumer Financing in Malaysia In Malaysia’s rapidly evolving financial landscape, Buy Now, Pay Later (BNPL) services… Read MoreWhy BNPL is Future of Consumer Financing in Malaysia - [Stores](https://insure.moby.my/stores/) - Online Storey Com % 10% OFFIn-StoreOnline Pagil Pay In-StoreOnline Tor Baby Store % 10% OFFOnline Aishah Baby Online Baby Store In-StoreOnline Aishah Store % 10% OFFIn-StoreOnline Hanna Mirae % 10% OFFIn-StoreOnline HERKAFTAN % 10% OFFIn-StoreOnline February Bloom Load more stores How does it works BNPL at checkout, simply select Moby PayLater, split your payment into - [Get the app](https://insure.moby.my/get-the-app/) - Scan, Tap, Pay with moby app Shop now, pay later with Moby bringing you the freedom to shop what you need today or PayNow Get voucher & deals everyday Turn everyday shopping into smart savings with our curated vouchers and discounts Buy more, Save more deals Cashback offers Discount vouchers View, manage, and settle all ## My Templates - [contact-sec](https://insure.moby.my/?elementor_library=contact-sec) - Report any issues. We’re here for you Let us know! You can report a problem or book a call with our support team for a quick resolution. Book a scheduled for call support@moby.com +6011 1111 5155 - [mobykit](https://insure.moby.my/?elementor_library=mobykit) - [Default Kit](https://insure.moby.my/?elementor_library=default-kit) - [page settings](https://insure.moby.my/?elementor_library=page-settings) - [Default Kit](https://insure.moby.my/?elementor_library=default-kit-2) - [global settings](https://insure.moby.my/?elementor_library=global-settings) - [Default Kit](https://insure.moby.my/?elementor_library=default-kit-2-2) ## FAQs - [How long will it take to process my claim?](https://insure.moby.my/faq/how-long-will-it-take-to-process-my-claim/) - Zurich General Takaful Malaysia Berhad will revert within seven (7) working days from the last document received. - [What documents are needed to file a claim?](https://insure.moby.my/faq/what-documents-are-needed-to-file-a-claim/) - Duly Completed Claim Form Certified True Copy of Death Certificate (for death claim) Certified True Copy of Post-Mortem Report (for death claim) Medical specialist report and assessment of the disability done within 12 months after the date of accident (for permanent disablement claim) Photos for total loss by physical severance / amputated (for permanent disablement - [Who do I contact if I need more clarifications on Credit Shield Protection ?](https://insure.moby.my/faq/who-do-i-contact-if-i-need-more-clarifications-on-credit-shield-protection/) - If you have inquiries regarding to the Credit Shield Protection product, you may email to Moby Insure Support team at cs@mobyinsure.com - [What is Treatment of Small Amount?](https://insure.moby.my/faq/what-is-treatment-of-small-amount/) - Small Amount shall mean any amount below Ringgit Malaysia Ten (RM10) arises from contribution excess, cancellation, surplus distribution or claims that are to be made other than by way of electronic payment. The Small Amount shall be channeled to charity. However, if You decide otherwise, You are required to submit a formal request to Us. - [Do I get a certificate of Takaful ?](https://insure.moby.my/faq/do-i-get-a-certificate-of-takaful/) - Yes, you will received an e-Takaful certificate via email from Moby Islamic, once your BNPL application had been approved by Moby Islamic. - [When is the effective date of my certificate of Takaful?](https://insure.moby.my/faq/when-is-the-effective-date-of-my-certificate-of-takaful/) - Once your BNPL application had been approved by Moby, your takaful coverage will be effective immediately. You will be notified via email notification from Moby Islamic. - [Can I cancel my certificate of Takaful?](https://insure.moby.my/faq/can-i-cancel-my-certificate-of-takaful/) - No cancellation is allowed once your Certificate of Takaful has been issued. - [How long will I be covered by Credit Shield Protection?](https://insure.moby.my/faq/how-long-will-i-be-covered-by-credit-shield-protection/) - The duration of cover is varies based on your selection of Moby Islamic Buy Now Pay Later (BNPL) Plan, which range from 2 months, 3 months and 6 months, from the date you have successfully take up the BNPL program. - [Who can be covered under Credit Shield Protection?](https://insure.moby.my/faq/who-can-be-covered-under-credit-shield-protection/) - Anyone who are: Malaysian or foreigner with a valid work permit, student permit, entry permit, permanent resident status, or Malaysia My Second Home (MM2H) visa status; Register with Moby Islamic BNPL program; and At least 18 years old and above (all ages refer to the age of Your next birthday). - [What benefits are provided with Credit Shield Protection?](https://insure.moby.my/faq/what-benefits-are-provided-with-credit-shield-protection/) - This product cover Accidental Death and Permanent Disablement up to the limit of RM3,000. - [What is Credit Shield Protection?](https://insure.moby.my/faq/what-is-credit-shield-protection/) - This product is exclusively offering to Moby “Buy Now Pay Later (BNPL)” customers. This product provides financial security as to cover your outstanding amount in the event of death or disablement caused solely and directly by a sudden, unforeseen and fortuitous event that happens unexpectedly. - [What is a No-Claim Discount?](https://insure.moby.my/faq/what-is-a-no-claim-discount/) - A No-Claim Discount (NCD) is a discount on your premium for not making any claims during a policy period. The discount increases with each claim-free year, helping to reduce your insurance cost. - [What is Agreed Value coverage?](https://insure.moby.my/faq/what-is-agreed-value-coverage/) - Agreed Value coverage is a type of motor insurance where the compensation amount is predetermined and agreed upon by both you and the insurer at the start of the policy. This agreed value does not change over time, regardless of the vehicle's market depreciation. In the event of a total loss, such as theft or - [What is Market Value coverage?](https://insure.moby.my/faq/what-is-market-value-coverage/) - Market Value coverage refers to a type of motor insurance where the compensation you receive for a claim is based on the current market value of your vehicle at the time of the loss or damage. This value is determined by the insurance company considering factors like the car's age, make, model, and condition. It - [What are the major exclusions for Comprehensive Motor Insurance?](https://insure.moby.my/faq/what-are-the-major-exclusions-for-comprehensive-motor-insurance/) - Comprehensive motor insurance typically does not cover: Wear and Tear: Damage from regular use or aging of the vehicle. Driving Under Influence: Accidents caused while driving under the influence of alcohol or drugs. Unlicensed Drivers: Accidents involving drivers without a valid license. Illegal Activities: Damage caused while using the vehicle for illegal activities. War and - [Is it safe to renew my insurance at Moby Insure?](https://insure.moby.my/faq/is-it-safe-to-renew-insurance-at-moby-insure/) - Yes, it is safe to renew your insurance at Moby Insure. mobyinsure.com websites are owned and operated by Moby Money Sdn. Bhd. which are registered and a licensed insurance agent. - [What is comprehensive motor insurance policy?](https://insure.moby.my/faq/what-is-comprehensive-motor-insurance-policy/) - A comprehensive motor insurance policy covers damage to your vehicle from a wide range of incidents, including accidents, theft, fire, vandalism, natural disasters, and damage caused to third parties. It offers the highest level of protection for your vehicle. ## Stores - [Storey Com](https://insure.moby.my/store/storey-com/) - [Pagil Pay](https://insure.moby.my/store/pagil-pay/) - [Tor Baby Store](https://insure.moby.my/store/tor-baby-store/) - [Aishah Baby](https://insure.moby.my/store/aishah-baby/) - [Baby Store](https://insure.moby.my/store/baby-store/) - [Aishah Store](https://insure.moby.my/store/aishah-store/) - [Hanna Mirae](https://insure.moby.my/store/hanna-mirae/) - [HERKAFTAN](https://insure.moby.my/store/herkaftan/) - [February Bloom](https://insure.moby.my/store/february-bloom/) - [Hair World](https://insure.moby.my/store/hair-world/) - [BYDEMIFA](https://insure.moby.my/store/bydemifa/) - [Burj Abaya](https://insure.moby.my/store/burj-abaya/) - [AZZKA PRINCESS](https://insure.moby.my/store/azzka-princess/) - [Asikin Ahmad](https://insure.moby.my/store/asikin-ahmad/) - [Anglers Central](https://insure.moby.my/store/anglers-central/) - [Ang Eng](https://insure.moby.my/store/ang-eng/) - [Bamboo Queen](https://insure.moby.my/store/bamboo-queen/) - [ANBOT](https://insure.moby.my/store/anbot/) - [Aishah Baby Store](https://insure.moby.my/store/aishah-baby-store/) ## Insurances - [Credit shield protection](https://insure.moby.my/insurance/credit-shield-protection/) - Protect your loan or credit repayments during life’s unexpected events stay financially secure when illness, injury, or job loss strikes. - [Personal accident](https://insure.moby.my/insurance/personal-accident/) - Get financial support in case of accidental injury, disability, or death protect yourself and your loved ones from life’s sudden turns. - [Shipment protection](https://insure.moby.my/insurance/shipment-protection/) - Safeguard your goods from loss, theft, or damage during transit ship with confidence, knowing every delivery is fully protected. - [Motorcycle insurance](https://insure.moby.my/insurance/motorcycle-insurance/) - Stay protected against accidents, theft, and damage ride with confidence knowing your bike is covered wherever the road takes you. - [Car insurance](https://insure.moby.my/insurance/car-insurance/) - Protect your car from accidents, theft, fire, and more with coverage that gives you peace of mind every time you hit the road, no matter the destination. - [Life insurance](https://insure.moby.my/insurance/life-insurance/) - Covers you and your family against life’s uncertainties with peace of mind. Affordable protection with flexible plans tailored to your needs. ## Categories - [Uncategorized](https://insure.moby.my/category/uncategorized/) - [Motor Insurance](https://insure.moby.my/category/motor-insurance-faq/) - [Credit Shield Protection](https://insure.moby.my/category/credit-shield-protection-faq/)