How It Works

Download our MOBY and MOBY Islamic apps to get started on hassle-free shopping on the go!

How to use MOBY & MOBY Islamic


  1. Checkout your cart at the online retail store’s page.
  2. Choose the MOBY or MOBY Islamic logo in the checkout page.
  3. It’ll redirect you to the app where you can select to split payment up to 6 months at 0% interest.


  1. Open up your MOBY or MOBY Islamic app on your smartphone.
  2. Tap on the “Scan” icon at the bottom of the screen.
  3. Select “Scan QR code”, “Scan NFC” or “Show Payment Code” to make your payment.
  4. A payment gateway page will appear where you can select to split payment up to 6 months at 0% interest or PayNow.

Why use MOBY?

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Choose 2, 3, or 6-month 0% interest instalment plan, or just PayNow!

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Increase your credit limit with a good credit score!

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Get lots of amazing deals and perks curated for you!

Why use MOBY Islamic?

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Malaysia’s first Shariah-compliant Buy Now, Pay Later platform

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Up to 6 months 0% interest instalment plan based on the Qard contract!

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Use PayNow for smaller & immediate purchases!

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