Financing Without Borders: How Moby Money Is Helping Best Buy International Thrive in 2026

Every shipment tells a story. From GRANTE 100 Pomegranate Juice, Harika Extra Virgin Olive Oil, and Burcu Mayonez, Malaysia’s shelves are increasingly stocked with imported products that travel thousands of miles before reaching consumers. But behind these goods lies a critical question: How do businesses keep cash flowing smoothly across borders?

For Best Buy International Sdn. Bhd., the answer came not from traditional banks, but from Moby Money Sdn. Bhd. The partnership is proving that flexible financing can be the difference between stalled growth and thriving expansion in today’s competitive market.

The Challenge of Traditional Banking

Importers like Best Buy International have long faced hurdles: slow loan approvals, rigid requirements, and age-based restrictions that sidelined seasoned directors. Roland Low, the company’s director, knows this struggle firsthand.

“It’s very difficult to deal with banks—the process takes much longer, and there are restrictions, such as the age of the director. I’m already above 70, so it has become a little difficult. Moby Money comes in very handy. No fuss.”

The Fintech Solution

Moby’s financing model is built around business viability, not bureaucracy. For Best Buy International, this meant:

• Continuing imports of products like GRANTE juices, Harika olive oil, and Burcu condiments without overextending capital.
• Aligning shipments with confirmed customer demand to keep cash flow disciplined.
• Paying suppliers promptly, which strengthened trust and sped up delivery timelines.

Building Trust Across Borders

In global trade, trust is everything. With Moby’s support, Best Buy International has been able to pay suppliers on time, ensuring smoother operations and stronger relationships.

“Suppliers are happy to know that we can now make more purchases and, because Moby funds us, we’re able to pay them promptly. As a result, goods are delivered on time.”

A Mission Beyond Financing

For Moby Money, this partnership is more than just numbers. It’s about reshaping how Malaysian businesses access growth capital.

Rian Phillip, CEO of Moby Money, puts it simply: “Our mission at Moby is to put merchants first by removing the barriers that often prevent good businesses from accessing the financing they need. Best Buy International’s journey shows how flexible, merchant-centric financing can help businesses expand responsibly, strengthen supplier relationships, and serve their customers with confidence.”

Looking Ahead in 2026

Moby Money is redefining how Malaysian businesses access growth capital. Their vision goes beyond numbers — it’s about supporting local enterprises, from family-run businesses to seasoned importers, ensuring they can grow without rigid constraints. By championing flexibility, trust, and merchant-first solutions, Moby is helping businesses breathe easier, plan with confidence, and dream bigger. It’s about giving local commerce the strength to flourish while opening doors to global opportunities.

As the Malay saying goes, “Sedikit-sedikit, lama-lama jadi bukit” — small steps build great heights. Moby believes that every transaction, every shipment, and every partnership is one of those steps, slowly but surely shaping a stronger future for Malaysian businesses and the communities they serve.